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Charterbend

Public filings · Southeast banking · Birmingham, Ala.

Verified
22 SEP 2026
Built on
Cal. Civ. Code § 1798.140 · 16 CFR Part 312 · 15 U.S.C. § 7701

Front sheet · Privacy

Privacy notice

Last updated: September 22, 2026

Charterbend is a publication, not a service. It has no accounts, no logins, no profiles, no shopping basket, and no advertising, so there is very little to collect and nothing at all to sell. This page lists exactly what is collected, what is never done with it, and which other companies receive anything.

What is collected

Table 1 — Everything this site collects, and nothing else
WhatWhenWhyHow long
An email addressWhen the mailing-list form is sentTo send a short note when a new piece is publishedUntil the subscription is ended, from any message
Name, email address, subject, and messageWhen the contact form is sentTo reply, and nothing elseAs long as the exchange is open; a correction request is kept with the corrections record
Server logs: address, time, the page requested, the browser stringOn every request to the serverTo keep the server running and to see abuseA short rolling window, then overwritten
A record of the cookie choiceWhen a choice is made in the consent bannerSo that the banner does not ask againUntil the choice is withdrawn or expires

There is no other collection. No account, no profile, no tracking identifier, no fingerprint, no location.

One thing about this delivery should be said plainly, because it is unusual and it is temporary. As the site stands, a submitted form is written to the server’s own form log and nothing further happens to it: no message is emailed, and nothing is written to a database, because no handler has been connected yet. Before the forms do anything useful, a handler will be added, and this notice will say what it does before it does it.

What is never done with it

Nothing collected here is sold, rented, shared, traded, or handed to a data broker. Nothing is used to build a profile, to target advertising, or to train anything. Nothing is passed to any institution this publication writes about — a subscriber list is not a lead list, and it will not become one. Beyond the two services named in the next section, and the ordinary hosting of the server itself, nothing goes to a third party at all.

Access and deletion, as a policy rather than an obligation

Charterbend is not a “business” within the meaning of the California Consumer Privacy Act. The definition at Cal. Civ. Code § 1798.140(d) reaches a for-profit entity that meets at least one of three thresholds: annual gross revenue above $25,000,000, adjusted for inflation to $26,625,000 from January 1, 2025; buying, selling, or sharing the personal information of 100,000 or more consumers or households a year; or deriving 50 percent or more of annual revenue from selling or sharing personal information. This publication meets none of them, and it has no revenue at all.

So no claim of compliance with that statute is made here, and none is made about any other privacy law. Claiming a compliance that does not exist is itself a deceptive statement. What is offered instead is a policy of the publication, freely given and stated plainly: a request sent to privacy@charterbend.digital for a copy of whatever is held about the sender, or for its deletion, is answered, and it is answered whether or not any law requires it.

Other companies that receive anything

Two, and it is worth being precise about both.

What is deliberately absent is longer than what is present. The typefaces are served from this site’s own server, so no request goes to an external font service. There is no map. There is no analytics of any kind: no measurement script, no tag container, no pixel, no session recorder, no heat map. There are no social buttons, no comment system, no embedded video, and no advertising network. Nothing on any page reaches out to a third party except the two services above, and, as delivered, neither of them loads.

Cookies

Federal law in the United States does not require consent before a cookie is set. Consent is asked for anyway, because it is the standard this network builds to and because visitors arrive from places where it is required. Before anything else loads, seven consent signals are set by default, and six of them are set to denied: advertising storage, advertising user data, advertising personalization, analytics storage, functionality storage, and personalization storage. Only security storage is granted, and nothing is raised from that state except by a choice made in the banner.

Table 2 — Cookie categories, and what each holds on this site
CategoryWhat the category is forOn this site
NecessaryKeeps the site working and stores the consent choice itselfThe consent record only, and only once a choice has been made
PreferencesRemembers a setting a visitor has chosenNone
StatisticsMeasures how a site is usedNone — this site carries no analytics
MarketingFollows a visitor between sites for advertisingNone — this site carries no advertising

A choice already made can be changed at any time: Cookie settings. The same link stands in the footer of every page.

One piece of browser storage is worth naming even though it is not a cookie. The source register has a group of toggles that filter it by form type, and the chosen setting is kept in the browser under the key charterbend:filter. It is the only key this site writes, it never leaves the browser it was written in, and it is not sent to the server or to anyone else. Clearing site data removes it, and the register works without it.

Children

Charterbend is not directed to children under 13. It contains nothing designed to attract a child audience, it does not knowingly collect personal information from a child under 13, and it has no feature — no account, no profile, no upload, no message board — through which a child could supply any. If it emerged that such information had been received, it would be deleted; a note to privacy@charterbend.digital is enough to start that. The rule referred to is the Children’s Online Privacy Protection Rule, 16 CFR Part 312, as amended in 2025.

The mailing list

The mailing list is the only channel where this publication writes first. The subscription form states what arrives and how often before the button is pressed: a short note when a new piece is published, at most twice a month, and nothing else. The consent box is never pre-checked. Every message carries the publisher’s physical postal address and an unsubscribe link that works in a single step, with no account and no login; an opt-out is acted on within ten business days, and the mechanism stays live for at least thirty days after the message that carried it. Those requirements come from the CAN-SPAM Act, 15 U.S.C. § 7701 and the sections following it, and from 16 CFR Part 316.

The postal address in this delivery belongs to a publisher that does not exist, as the masthead says. An invented address in a commercial message is a violation rather than a piece of fiction, so the list stays switched off until the address is a real one.

Changes to this notice

The date at the top of this page is the record of the last change. When something material changes — a handler connected to the forms, a consent identifier supplied, a service added — this page is updated before the change goes live, not after, and the date moves with it.

Questions about any of the above go to privacy@charterbend.digital, or by post to Charterbend Publishing, LLC, P.O. Box 55104, Birmingham, AL 35255.