CharterbendReading a Southern bank through the documents it files
Charterbend explains what public filings say about the banks of the Southeastern United States. Its principal subject is Renasant Bank and its holding company, Renasant Corporation.
Every claim here comes from a filing, a register or a statute, read at its own address and named beside the sentence it supports. There are no interviews and no unnamed sources.
Charterbend does not rate banks, does not recommend them, and publishes no reviews of them. What it does instead is set out on the standards page, and the reasons are on the independence page.
It is free to read and carries no advertising. It is paid for by its owner and by document work done to order — which is never published here, and never commissioned by an institution this publication covers.
How a claim is made here
Every statement about an institution on this site is followed by the document it came from, the identifier that finds it again, and the day it was read. On the page it looks like this:
The bank is named Renasant Bank, sits in Tupelo, Mississippi, and holds FDIC certificate 12437.
FDIC INSTITUTION REGISTER · CERT 12437 · READ 22 SEP 2026 · api.fdic.gov
Where a document is silent, the piece says so rather than filling the gap, and where a figure can change, the day it was read is printed beside it. The standards page sets out the rest of the method, and the source register lists every document the site cites, with the date each was last opened.
Nothing published here is changed quietly. A correction that alters what the site says about a named institution is logged with its date, the page, the text that stood before, and the text that replaced it; a typographical fix that changes no meaning is made without a notice. Both rules are on the standards page, and the address for telling us we are wrong is corrections@charterbend.digital.
Contents
Twenty-three pages in all. The front sheet and the thank-you page are not listed: one is this page, and the other is reached only after a form is sent.
Latest in the record
02 Mar 2026
Renasant Corporation filed its annual report on Form 10-K for the year ended December 31, 2025.
FORM 10-K · 0000715072-26-000017 · sec.gov
31 Jan 2026
Renasant Bank became a member of the Federal Reserve System. The register logs three changes the same day: membership, class and primary regulator.
FDIC STRUCTURE REGISTER · api.fdic.gov
01 Apr 2025
The merger with The First Bancshares, Inc. closed. The register logs one merger participation and 117 branches acquired the same day.
FORM 8-K · sec.gov